Michael Bailey

Michael Bailey writes about personal finance at EARN TIPS DAILY, focusing on making budgeting, credit, and saving easier to understand for everyday readers.
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48 Articles

What Is a Hard Inquiry and How Does It Affect You?

Few things trigger a sudden spike in anxiety quite like getting a…

Bonds Explained: A Beginner’s Guide

I bought my first bond in my late twenties, mostly because a…

How Long Does Negative Information Stay on Your Credit Report? A Credit & Debt Guide

Finding a late payment, collection account, or other negative entry on your…

Investing & Markets: 7 Steps to Build a Simple Long-Term Investment Portfolio

Building wealth through investing does not have to involve picking winning stocks,…