Michael Bailey

Michael Bailey writes about personal finance at EARN TIPS DAILY, focusing on making budgeting, credit, and saving easier to understand for everyday readers.
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48 Articles

Personal Budgeting & Saving: 10 Simple Ways to Cut Monthly Expenses

Trimming your monthly spending usually conjures up miserable mental images. People assume…

How to Read and Understand Your Credit Report

Opening your credit report for the first time feels a bit like…

Side Income & Careers: 7 Smart Side Hustles You Can Start This Month

If you're looking for Side Income & Careers opportunities, you don't necessarily…

401(k) vs. IRA: A Complete Guide to Retirement Planning

When I first started taking my personal finances seriously, I spent hours…

Retirement Planning: How Much Do You Really Need to Retire?

Retirement Planning: How Much Do You Really Need to Retire? Ask ten…

What Is an Index Fund and Why Are They Popular for Beginner Investing?

If you asked ten seasoned investors where a beginner should start putting…